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20 February 2020

Safe and Reliable Payment Gateway for Online Store - PayKun

There are various fears attached when one thinks of dealing online especially when the money is in question. There are so many boons of technology but like the two sides of the same coin, the other side of it is the threats involved.

Hackers are always in the search of a loophole where they can crawl in to do their work of cheating and stealing. However, thanks to technology again there are ways of keeping them out. Cybercrime can be committed to the ones who are not precautious and who have not kept the safety measures.

Here the article takes the situation of having an online eCommerce store and willing to collect the payments online. There are various modes by which you may do this, however, the best one and representing all of the others is a payment gateway; because it brings all those online payment methods at one place, offering the payment choice to the customers.

As mentioned earlier, you need to have thought and applied the preventive measure already to give no chance to the bad guys to steal your money or even sensitive data in that case. With regard to the situation mentioned here, one must select a reliable payment gateway For the Indian businesses, the best payment gateway in those terms is PayKun. 

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Safest Payment Gateway - PayKun

After a person selects the item and wants to place an order for the same, they would be taken to the checkout page where in order to make the payment they need to provide a few sensitive and confidential information of the payment method they choose.

This is the place where the hackers have their eyes on. Thus, it is necessary that the payment gateways provide the needed best security measures inbuilt right from the registration of the account to the integration and during the transactions processed.

PayKun Payment Gateway provides strict security measures in built in it making it the safest and most reliable payment gateway.

What makes PayKun secured?

PayKun follows all the necessary compliances, making it impossible for any possible cybercrimes to be committed through it. Which means that the merchant and the customers are safe in all the possible threats. The payment acceptance can be done in a smooth and secure manner, wherein the data and the funds both are highly secured.

 

PCI DSS Level 1 Compliant

This is the highest level of security compliance that needs to be followed when you are dealing with the card payments, and PayKun has been following it.

It is PCI DSS Level 1 compliant which means that the customer’s card data and eventually the fund transfer is in the safest passage.

The Payment Card Industry Data Security Standard (PCI DSS) is a set of security standards designed by Visa, MasterCard, Discover Financial Services, JCB International and American Express to ensure that all companies that accept, process, store or transmit credit card information maintain a secure environment.

Getting the Level 1 compliance in PCI DSS needs to accomplish various requirements and PayKun has been keeping up with it. 

What is a Level 1?

Merchants regardless of online payment acceptance channels who are processing six million Visa transactions annually fall in this level. Merchants who are considered Level 1 must do the following to ensure PCI compliance:

  • Complete an annual Report on Compliance (ROC) through a Qualified Security Assessor (QSA)
  • Submit quarterly a PCI scan by an Approved Scanning Vendor (ASV)
  • Complete the Attestation of Compliance Form
And many more other basic requirements.

AES 256 bit Encryption Standards

It follows an advanced encryption standard algorithm to make sure that the data passed cannot be hacked. AES 256 encryption standard is very strong and PayKun abides by that.

In simple terms, the data is encrypted and passed in the private form known as ciphertext; in normal language, you can say in the coded or secret text which cannot be read.

Follows SSL

Secure Socket Layer is the security standard followed which establishes an encrypted link between the web server of the PayKun website and the browser.

SSL protocol determines variables of the encryption for both the link and the data being transmitted. The sensitive data sent between browsers and web servers is sent in plain text and a hacker is able to meddle with all data being sent between a browser and a web server and they can see and use that information. The browser and the server need an Wildcard SSL Certificate to establish a secure connection. And PayKun follows that.

You yourself can check the same, the signs are the lock bar icon near the web URL of the website URL and the ‘s’ present in the https in the web URL of PayKun.

In conclusion, we can say that it is the most secure and reliable payment gateway that you can get for your business.

Not only this but other features are also the best in the competition:

• Cheapest Payment Gateway

It charges no fee for setup, integration, maintenance and no hidden charges too. The per transaction rate is also lowest at flat 1.75%.

• 120+ Payment Options

Lack of a payment option on your online store will not be a reason for the customer to drop out with PayKun. It provides all the payment options including credit cards, debit cards, wallets, UPI, QR code, Net Banking, etc.

• Easy Integration

PayKun supports all the major platforms for integration with the available easy and fasts to integrate Plugins and SDKs. No technical skills are required for that from your side. Also, you may get free payment gateway integration help from PayKun.

The desktop Website, as well as Mobile apps integration, are supported by PayKun for your online store. PHP, Magento, Android, iOS, WordPress, Ruby, Python, .Net, Node JS, Java, etc

• Other features

It provides an easy and fast onboarding facility with no physical documents and a fully online process.

Also, it has the highest successful transaction rate at 95% with a smooth and user-friendly interface of the checkout process.

PayKun payment gateway is the top choice for your online business shop because of the security and other features expected by you and the customers.

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